2nd Chance Financing

Bad credit? Poor credit? Bankruptcy? Don't assume the worst!! Here at Paul Cerame we have recently put together a special finance team, hiring one of the best subprime teams in the St. Louis area!! If you are needing help to get a vehicle, stop wasting your time at the other places. Here at Paul Cerame you will get treated with the respect and value that every customer should receive all the time no matter what their financial situation may be.


We are here to help OUR CUSTOMERS

1) Get into a new car.

2) Get the approval needed to build their credit.

3) Shop the banks for our customers in order to give our customers the best interest rates.


We specialize in getting customers the best rates and the fresh start they need. Call or stop by to see how we can help you. Have you had your vehicle a few years while paying an interest rate higher than you'd like? He can help get you a lower payment. Has life's unfortunate circumstances made it hard to purchase a vehicle? That's our specialty. The "Credit Doctor" will make sure you get the second chance you deserve.


At Paul Cerame Auto Group, we are proud to announce the latest addition to our dealership, the "Credit Doctor" Second Chance Finance Center! We have a few of the best second chance finance professionals, a support staff to allow every customer with special finance needs the opportunity to re-establish their credit and give them a new path towards credit prosperity. Your journey to credit prosperity will be handled by a professional group of specialists who will ensure that your loan will be processed quickly and efficiently while you wait.

Get Online Pre-Approval For Financing

No matter what your credit situation, our specialists can help tailor a finance package to fit your needs. Our experience with a wide variety of financial institutions helps us provide financing for all credit levels. To get started, just complete our secure online credit application. We'll help you get pre-approved, making it even easier for you to shop for your next vehicle.

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Privacy Statement Please review the following privacy statement before submitting your application:

Guiding Principles:

In connection with your transaction, Paul Cerame Kia may acquire information about you as described in this notice, which we handle as stated in this notice.

We may collect personally identifiable information such as name, postal address, telephone number, e-mail address, social security number, date of birth, etc. This personal information is collected and used by Paul Cerame Kia staff for the purpose of facilitating a relationship or business transaction.

Our website resides behind a firewall and uses SSL (Secure Sockets Layer, the industry-standard security protocol used to communicate with browsers) to transmit personal information. Data is strongly encrypted during transmission to ensure that personal and payment information is secure. Industry-standard data encryption techniques are used to protect personal information.

I agree to give permission for the above applicant(s) Consumer Credit Report(s) be obtained, at no cost to me, in order to help determine the types and extent of financing which are available:
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Paul Cerame Kia does not sell, rent or disclose e-mail addresses to other organizations.